Independent Commercial Insurance Brokerage
Commercial insurance built for what you're building.
Zenith Insurance Brokers places general liability, workers' compensation, commercial property, and commercial auto coverage for businesses across the Southeast and Texas — with a broker who answers the phone.
Lines we place
- General Liability
- Workers' Compensation
- Commercial Property
- Commercial Auto
- Business Owner's Policy (BOP)
- Umbrella & Excess Liability
Licensed to write business in
- FLResident
- TX
- AL
- GA
- SC
- NC
- TN
Coverage
Commercial lines, placed right.
We work exclusively in commercial property & casualty — no personal life or health lines — so every conversation stays focused on protecting your operation.
General Liability
Third-party bodily injury, property damage, and legal defense costs.
Workers' Compensation
Medical costs and lost wages for employees hurt on the job.
Commercial Property
Protection for buildings, equipment, inventory, and business income.
Commercial Auto
Liability and physical damage coverage for company vehicles.
Business Owner's Policy (BOP)
General liability and property bundled for qualifying small businesses.
Umbrella & Excess Liability
Additional limits above your primary liability policies.
Why Zenith
A broker, not a call center.
As an independent agency, Zenith isn't tied to one carrier's appetite or pricing. We shop your risk across multiple markets and bring back the coverage that actually fits — explained in plain terms, in English or Spanish.
- Independent & unbiased
- Multiple carrier relationships mean the recommendation is based on your risk, not a single company's book.
- Multi-state licensed
- Resident licensed in Florida with active non-resident licenses in six additional states.
- Bilingual service
- Full policy reviews and claims support available in English and Spanish.
- Commercial-only focus
- No split attention with personal life or health lines — every policy we place is for a working business.
Ready to see what you're paying for coverage today?
A quote takes a few minutes and puts a real comparison in front of you — no obligation.
From the blog
Notes on running the risk side of your business.
How Much General Liability Coverage Does Your Business Actually Need?
Most contracts specify a minimum, but the right limit depends on your exposure, not just what a client demands on paper.
5 min readWorkers' CompensationUnderstanding Your Workers' Comp Experience Modifier
Your e-mod directly affects your premium — and it's one of the few insurance numbers you have real influence over.
6 min readCommercial AutoDo You Need Hired & Non-Owned Auto Coverage?
If employees ever drive their own vehicles for work, your commercial auto policy may have a gap you haven't priced for.
4 min read