LICENSED INDEPENDENT COMMERCIAL BROKER | JASON LOPEZ | FL LIC #G280136
About Zenith Insurance Brokers
Independent, Commercial Only, Run by the Person Who Answers the Phone
I am Jason Lopez. I place commercial coverage for small businesses and contractors across the Miami metro, in English and Spanish.
Zenith Insurance Brokers is an independent commercial property and casualty brokerage in Miami. I am not limited to representing one insurance company, so I can approach multiple markets, find the carriers that are interested in your type of business, and compare what they are willing to offer.
How I Got Here
I grew up around this business. My family ran an insurance agency, so long before I was licensed I was hearing the questions business owners asked, seeing how policies were put together, and learning how much the details matter when coverage is actually needed.
I spent three years in property and casualty there before I started Zenith. Running my own business changed the way I look at insurance because I deal with the same kinds of decisions my clients do: expenses, contracts, obligations, and the consequences of getting something wrong.
When I ask what concerns you about your business, I am not just reading questions from an application.
How I Work
I tell you what I could not place, and why.
A declination can be useful information. If several carriers pass on your class of business and provide feedback, I explain what I can learn from it before you assume the remaining quote is simply overpriced.
I read the contract exhibit with you.
Required limits, additional insured wording, waiver of subrogation, and other insurance requirements can materially affect what you need to carry. I would rather review those provisions before the contract is signed than discover later that the policy does not satisfy the agreement.
I say no to work that is not a fit.
I do not write personal lines, and I will tell you when another broker is better positioned for what you need. Sending you somewhere useful costs me nothing and saves you from wasting time in the wrong place.
Licensed and Verifiable
Florida Resident License G280136. Also licensed in Texas, South Carolina, North Carolina, Georgia, Alabama and Tennessee.
My Florida resident license can be verified through the Florida Department of Financial Services. Non-resident licenses can also be verified through the applicable state insurance regulator or national producer licensing systems.
Work Directly With the Broker You Just Read About
If you want to talk through your business, your current coverage, or a contract requirement you are trying to satisfy, send me the details. I will tell you what I can help with and what I cannot.