Terms of Use

 

Last updated: September 8, 2026

 

These Terms of Use apply to your use of the Zenith Insurance Brokers website. By using this website, you agree to these terms. If you do not agree, please do not use the website.

 

General insurance information

 

Website content is provided for general educational purposes and is not individualized insurance, legal or financial advice. Coverage varies by carrier, policy form, endorsement, location, underwriting and the facts of each risk. The issued policy, declarations and endorsements control if website content differs from policy language.

 

No coverage is bound online

 

Using this website or submitting a form does not bind, change, renew or cancel insurance coverage. Coverage is effective only after it is confirmed by an authorized representative and all carrier requirements are satisfied. Quotes and indications are subject to underwriting, eligibility, policy terms and availability. No rate, coverage or claim outcome is guaranteed.

 

Communications and forms

 

Do not use a website form to request an immediate coverage change, cancellation, claim response or other time-sensitive action. Call us at 305-204-1231 and obtain confirmation. Please do not submit Social Security numbers, payment card details, medical information or employee records through general website forms. Contact us so we can arrange an appropriate channel when documents are needed.

 

Licensing and availability

 

Zenith Insurance Brokers provides insurance services only where it and its insurance professionals are properly licensed or otherwise authorized. Products, carriers, eligibility and policy terms vary by state. Information on this website is not an offer to sell insurance in a jurisdiction where doing so would be unlawful.

 

Third-party websites

 

Links to carrier, review, social media and other third-party websites are provided for convenience. Zenith Insurance Brokers does not control those websites or their privacy, security, accuracy or availability. Their own terms apply when you visit them.

 

Privacy

 

Our collection and use of information submitted through this website is described in our Privacy Policy .

 

Website materials

 

Unless otherwise stated, website text, branding, graphics and other original materials are owned by or licensed to Zenith Insurance Brokers. You may view and print them for your personal or internal business use. You may not republish, sell or commercially exploit them without written permission.

 

Website availability and liability

 

We work to keep this website accurate and available, but we do not promise that every page will always be error-free, complete or uninterrupted. To the extent permitted by applicable law, Zenith Insurance Brokers is not responsible for losses caused solely by reliance on general website content or by website interruption.

 

Changes to these terms

 

We may update these terms as the website or our practices change. The date above identifies the latest version.

 

Contact

 

Questions about these terms may be sent to zibrokers@zenithinsurancebrokers.com or discussed by phone at 305-204-1231 .